October 27, 2011
AgencyHello Deer!
DEER ROMANCE It’s that time of year again to watch out for deer running to & fro in pursuit of amorous activities. Midwestern states have high deer-car crash frequency with Illinois ranked 3rd in the USA, and Wisconsin ranking 10th. Early morning and evening hours are when deer are most active. Use high-beam headlights and […]
July 13, 2011
AgencyMetLife Policy Language for Tree Removal & Refrigerated Products Coverage
MetLife Homeowners Insurance Policy Language for Tree Removal and Refrigerated Products HP2000 0902 CONTENTS AND ADDITIONAL COVERAGES B. We will also pay up to $500 for any one loss for the reasonable expenses you incur for the removal from your residence premises of: 1. your tree(s) felled by windstorm, hail or the weight office, snow […]
July 11, 2011
AgencyTree Removal Language from a Safeco Standard Homeowners Policy
Monday, July 11, 2011 TREE REMOVAL INFORMATION & Debris Removal : ADDITIONAL PROPERTY COVERAGES ThefollowingAdditionalPropertyCoveragesare subject toall theterms, provisions, exclusions, andconditions of this policy. 1. Debris Removal.We will pay the reasonable expense you incur in the removal of debris of covered property provided coverage is afforded for the peril causing the loss. Debris removal expense […]
June 23, 2011
AgencyTree Removal Coverage / Homeowners Insurance Policy
Tuesday night storms ripped through the Elmhurst area and we had several clients with trees blown down. The general rule of thumb in regard to tree removal being covered by your Homeowners Insurance policy is: Tree removal may be covered up to $500.00 IF the tree falls on and does damage to YOUR covered property, like a fence, pool, deck, […]
June 16, 2011
AgencyBack Up of Sump & Sewer & Rental Car Reimbursement Coverage
I keep reminding everyone to make sure they have back up of sump and sewer coverage because it’s our most common homeowners claim and most policies don’t cover it unless you pay extra and purchase the option but I wanted to mention the second most common source of claims dissatisfaction.. this time related to the […]
June 10, 2011
AgencyBack Up of Sump Pump & Sewer Coverage
Rain and Stormy weather are on the way. Everyone should check their homeowners insurance policies for the all important Back up of Sump Pump and Sewer coverage. If you don’t see it listed on your policy, you probably don’t have coverage so give us a call right away to add it to your insurance policy. […]