Bernard E Pederssen & Associates Inc Home Page Blog RSS Feed Fan Us on Facebook Follow Us on Twitter

Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
What is my current cash flow?What is my projected cash flow?Value of reducing or foregoing expenses.How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?
College Calculators
How much should I be saving for college?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.Advantages of a 529 College Savings PlanWhat is the value of a college education?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?Should I consolidate my personal debt?Re-structuring debts for accelerated payoffWhich is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Investment Calculators
How should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the value of a bond?What is the return on my real estate investment?What is the value of compound interest?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.What is my risk tolerance?What is the long-term impact of increased return?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategy
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare an interest-only vs. traditional mortgageHow do closing costs impact the interest rate?Adjustable rate mortgage calculatorHow much can I borrow from my home equity (HELOC)?What are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Compare a no-cost vs. traditional mortgage
Retirement Calculators
How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?Becoming a millionaireIncome generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?
Taxation Calculators
What is my potential estate tax liability?
Insurance Websites Designed and Hosted by Insurance Website Builder
Calculators designed and hosted by CalcXML
Home Page About Us Services Resources Contact Us